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Defenders of Justice
Justice Circle Consumer, Housing & Energy
The Consumer, Housing, & Energy Project is dedicated to improving housing conditions for people with low incomes, ensuring affordable utilities and transportation, and protecting North Carolinians from harmful and abusive business practices.
Financial Consumer Protections
We have successfully advocated for and defended numerous protections related to lending, and we continue to fight efforts to lower regulations and increase fees for companies seeking to make predatory loans.
Homeowner Rights
We helped create regulations on mortgage lenders and loan servicers that protect homeowners from unscrupulous practices.
Payday Lending
Bank payday loans create a debt trap, just like other payday loans. Rather than solving a financial crisis, they sink the borrower into a deeper financial hole.