Now more than ever, homeowners, buyers, and renters need strong protections. Weakening our state’s defenses against harmful practices is always unwise, but is especially wrongheaded with the continuing economic crisis.
When North Carolina families are struggling to make ends meet, state leaders should do all they can to help. That starts with maintaining critical safeguards that protect consumers – particularly on products like high-cost loans that risk taking families into a spiral of debt.
Imagine losing your home over a $300 debt. Imagine further that you are facing foreclosure over a debt you didn’t know about, and were never notified even existed.
A home is more than four walls and a roof. For most North Carolinians, the family home is the most important investment they will make over the course of a lifetime. Access to affordable housing can represent security, prosperity, and hope for the future — and for our society at large, encouraging homeownership can help support strong, stable communities.
The American dream is to own a home. In North Carolina, helping working families realize that dream is a building block to prosperity for all.
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